When it comes to picking a credit card, it is recommended to take a deep and honest look into your spending habits, and think about what you plan to do with your new card. Some things like an interest rate can make a big difference in your finances if you are not paying your bills on time. But if you do pay your credit card bills exactly when they are due then the interest rate is something that you can ignore because it doesn’t apply to you. Other things to think about are if you plan on paying with this card only in cases of emergencies, and then the rewards program has little significance to your life.
The Importance of Understanding Your Spending Habits
