There are two really bad things to do if you are trying to have a good credit score: Getting collectors involved in getting a payment from you shows that you creditor didn’t have success with receiving funds from your end. Being late on your payments is a bad idea because thirty-five percent of your creditRead more

According to Bankrate, using 30 percent or lower on your credit card is the best strategy to improving your score. Pamela Banks, senior policy counsel for Consumers Union, recommends to pay down your balances, and keep those balances low. If you see that you have many credit card balances, a personal loan can assist you with bumping up yourRead more