If you need to borrow some quick money fast, you may be tempted to take out a payday loan or installment loan. But, there is another option out there that you can try that is rather new. It’s called salary advance loan. This is an alternative offered by many banks and credit unions. Salary loansRead more
If you had to choose between the two lesser evils: payday loans or installment loans, installment loans may be a better option. But when you need to borrow money, you will find the best deals on interest rates and fees elsewhere. Here are three better options to try. Your local bank: Banks will charge aRead more
Maybe you know the dangers of payday loans and have decided to stay away from them. Maybe you were denied a payday loan and are looking for other alternatives. Whatever the reason is you’re not getting a payday loan, consider it to be for your ultimate benefit. It’s important however, to be cautious of anotherRead more
Loan stores are a particular kind of store set up for people who are vulnerable and tight on cash. Essentially, they lend people the money they need when they feel they have no other place to turn. Never heard of them? They can be found in places such as strip malls or downtown lots. TheyRead more
There are several things that can hurt your credit score. Unpaid collection accounts, past due accounts, and short credit history are some of the few. But there are some things that people think will damage their credit score, but won’t. Here are three total myths people erroneously think will damage their credit score: Checking theirRead more
Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range anywhere between 300 – which is really poor and 850 – which is really great.Read more
If you’re in need of a small loan, you may be wondering if you should try your luck with a personal loan or go for a payday loan. Often times, payday loans are appealing because they’re easy to apply for and can be done online from the comfort of your own home if you want.Read more
If you need to borrow less than $500 and are wondering whether you should apply for a payday loan or just pawn one of your valuables, you have to weigh your options. Pawn shops aren’t going to give you very much for your valuable items because they have to make a profit. That means ifRead more
Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range anywhere between 300 – which is really poor and 850 – which is really great.Read more
In part 1 and part 2 of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we’re going to cover three more issues people wonder about. Is it a good idea to carry a balance? You shouldRead more
