Todd Mark, vice president of education for Consumer Credit Counseling Service of Greater Dallas, advises not to be impulsive when it comes to getting a new credit card. “If you didn’t go out with the intention of ‘I’m looking to open a credit card today,’ don’t impulsively do that,” he says. Often times we get offeredRead more

As you enter a new field at work, working part time can be beneficial. DoIng so allows you the opportunity to dip your feet in the water to see if you like the job and if you see yourself making a career at it. In addition, getting in slowly into a new field gives youRead more

Birthday parties and social events can get very costly, especially if you wait until the last minute to do the necessary shopping. If you plan ahed, you can order what you need from the stores that offer better prices, or not rush with paid shipping because there is still time. In addition, when you shopRead more

Going food shopping can really hurt your wallet. Many shoppers say that it is hard to ignore the tempting deals and sales at the stores, which work hard on advertising to attract ore customers. In an effort to save money and be focused on your true needs, when going food shopping you should have aRead more

Buying a house is a huge decision, and often times it is a long process too. Some house hunters feel that because of those reasons, when they find a good deal they need to think long and hard about it, because it is the responsible thing to do. However, if you are approved for theRead more

Going on vacation can get costly enough, even if doing just the basic things the place your are visiting has to offer. In order not to over-do it if you are on a budget, when planning your day, keep it simple. Don’t book more than just a few activities per day, because not only doesRead more

There are many benefits of getting a travel credit card, and it doesn’t only apply to those traveling frequently but it can be a good fit for almost anyone! Travel cards offer cash back on purchases and points or miles to use for travel. Also, some cards provide users with free airport lounge access and exclusive travelRead more

Thinking about getting into house flipping? One thing you will need first is a great credit. Start by checking your credit report, and if the result is not good enough then you must start working on it right away. Make sure you pay your bills on time, keep credit balances low, and pay off anyRead more

Thinking about moving in with your best friend? Consider buying instead of renting! Being a home owner is very empowering, and it is a good investment in today’s market. Getting approved for a loan becomes harder every day, and the requirements are often times too high for many individuals. However, when there are two peopleRead more

When traveling abroad, having a few credit cards with you is a good choice. In case one card gets declined, you have a back up. Of course, having cash with you is important as well, as some places may not except credit cards and you don’t want to be stuck or disappointed. Talk to yourRead more