Credit Cards

Back to school shopping are stressful for a lot of families, especially those on a tight budget. Before hitting up the stores, check your own home for supplies that are on your list. Chances are that you have many items left over from the previous year, as well as things you bought a while agoRead more

The decision to watch your finances closer is a great one, and with some guidelines you can really get ahead fast. Check out our three tips for saving money without too much effort: Instead of focusing on buying and spending, put it all into selling! Use the internet to sell some old collections, or anyRead more

Finance experts recommend reviewing your spendings each month to see that you are not going over board. Even if you can afford to spend freely right now it doesn’t mean that it will always be the case. Having healthy spending habits as well as money set aside for a rainy day can help your lifeRead more

There are times when you feel that you are handling money way too freely and spend too much, even if you can currently afford it. If you have goals to save up but you see that you are not meeting them, reducing your credit card limit can help you get back on track. Contact yourRead more

There is no harm in getting advice, but when it comes from a professional source on a topic as important as your financial life, then why not? There are credit counseling agencies that are here to help you navigate within your financial struggles, and the first step to get out of trouble is asking forRead more

According to Matt Jones, a senior editor at Edmonds website, there is a limit to how much money you can pay using your credit card when buying a car. There are different laws at each state on the subject, and dealers put limitations as well. “Dealer financing can be as low as six months at 0.9 percentRead more

If you are looking for more ways to stay on track with your budget or if you are trying to set up a budget, using only your credit card for all of your purchases can help you with your goals. it is important to mention that if you will be using this method, you mustRead more

When it comes to picking a credit card, it is recommended to take a deep and honest look into your spending habits, and think about what you plan to do with your new card. Some things like an interest rate can make a big difference in your finances if you are not paying your billsRead more

Todd Mark, vice president of education for Consumer Credit Counseling Service of Greater Dallas, advises not to be impulsive when it comes to getting a new credit card. “If you didn’t go out with the intention of ‘I’m looking to open a credit card today,’ don’t impulsively do that,” he says. Often times we get offeredRead more

Birthday parties and social events can get very costly, especially if you wait until the last minute to do the necessary shopping. If you plan ahed, you can order what you need from the stores that offer better prices, or not rush with paid shipping because there is still time. In addition, when you shopRead more