Not everyone has great self control, and it is often times difficult to avoid making bad decisions. Especially around the holidays, spending more seems like the normal things to do. In order for you not to get in debt and to spend way more than you should, limiting the amount of credit cards in yourRead more
Credit Cards
When going on vacation to a place you have never been to before, what’s better than a local guide to show you around? Instead of booking an expensive tour in advance, look online for recommendations for free tours. These tours, often times are ran by students, will be very compelling because there is a tipRead more
Many people think that in order to get the best hotel rates, they must use specific sites that claim to have the greatest deals. However, research shows that most of the time, booking directly with the hotel can bring you the best value. Also, after finding a hotel you like, check to see if theyRead more
It is interesting to think about why so many people prefer using their credit card when going shopping. Research showed that consumers have a harder time parting away with cash, and that they are more likely to complete a purchase if they intend to pay with a credit card. According to studies, credit cards don’t produceRead more
If you don’t own a credit card. it is a good idea to get one and start working on your credit history. Even if you make only a few purchases with it each month, it is good enough, if you pay it the right way. In order to have a good credit score, making aRead more
In part 1 and part 2 of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we’re going to cover three more issues people wonder about. Is it a good idea to carry a balance? You shouldRead more
The internet is full of information about credit cards, yet people still wonder what the best choice is for them. In Part 1 of Common Credit Card Questions People Wonder About, we went over whether card holders should close out accounts or ditch cards with annual fees. In part 2, we’ll cover more questions peopleRead more
No matter how much information is out there about credit cards, there still seems to be many unanswered questions people have about them. Here are 3 common credit card questions people wonder about: Should I get a card with an annual fee? – Because there are so many awesome fee-free credit cards on theRead more
Wondering how many credit cards you should have? Well, that depends on who you ask. Some financial experts say zero….as in none. Others say as many as you can handle. However, the question may not be how many you can handle, but more so what kinds of cards you should carry. Co-founder of credit.com, AdamRead more
Everyone wants a low interest rate credit card. Unfortunately, everyone won’t qualify for one. If you want to try your luck and apply for one anyway, here are the best credit cards offered in America this month, according to Credit.com. Even though the better your credit, the stronger your chances are of being approved forRead more
