Checking your credit report once a year is something everyone should do, and your are allowed to get a free copy from any of the nationwide consumer credit reporting companies. Contact Equifax®, Experian®, and TransUnion® to get your free yearly report and look to see that all the information there is correct. Some examples of possible errors are accounts you don’t recognize, loans that you have paid off but they still show as open, wrong address or marital status, and more.
